Raiffeisen Bank's ESG Products and Services
At Raiffeisen Bank, we understand the importance of sustainable business and implement it by providing financial support to those on the path to achieving sustainability. We also create our own products that care for the healthy future of our planet. By choosing us as your partner, you become part of the sustainability story and contribute environmentally to the world.
ESG Products and Services for Legal Entities
Raiffeisen Bank, as a responsible banker, offers clients sustainable financial products that enhance their competitiveness and support modernization. Funds from the EBRD credit line "Go Digital in BiH" are intended for financing projects in automation, digitalization, and green investments. Upon successful project verification, clients receive financial benefits, with funds provided by the European Union. The EBRD Go Digital line funds are limited, and the offer is valid until the credit line funds are exhausted.
Funds from the EBRD SME Go Green credit line can be used for investment projects primarily aimed at improving compliance with one or more EU directives in the areas of environmental protection, occupational safety, and product quality and safety. Upon successful project verification, clients receive financial benefits, with funds provided by the European Union. The SME Go Green line funds are limited, and the offer is valid until the credit line funds are exhausted.
Financial support for investments with a green component, i.e., investments that promote sustainability and environmental responsibility, includes refinancing the investor's own invested funds as well as refinancing investment loans from other banks for such types of investments.
Raiffeisen Bank has signed an agreement with the European Investment Fund (EIF) for the WB EDIF 4SME RESILIENCE guarantee program, aimed at supporting small and medium-sized enterprises (SMEs) in the Western Balkans, specifically for those in Bosnia and Herzegovina. The loans are intended for legal entities that meet the following criteria: fewer than 250 employees and a total balance sheet not exceeding 84.10 million BAM (43 million EUR).
ESG products and services for individuals
Purchase of an existing residential unit with an energy certificate/passport confirming that the energy efficiency level of the property is 30% better than the legally defined minimum. The efficiency level of the residential unit is determined by verifying the data from the energy certificate/passport.
What are your benefits?
- Favorable loan terms with fixed interest rates
- Energy savings of 30% or more
- Environmental protection by reducing emissions of pollutants- Increase in property value
Are you going to school or studying and want independence and autonomy but don't know where to start? The Raiffeisen CLUB Package is designed especially for young people and is available to everyone aged between 15 and 26! The special perk is that it's FREE OF CHARGE until employment or reaching the age of 26!
No hidden costs, available online. For those who want to manage their finances.
Choose a service package for pensioners at affordable prices with a single monthly fee and the widest network of ATMs.
Sustainable service package for financial inclusion.
Invest long-term to achieve higher returns, with medium risk and a minimum initial investment of 500 KM.
Make electric driving possible! Invest in the future with Raiffeisen Leasing! Choose leasing as a financing method fully tailored to your needs and capabilities.
Green Technology Selector Platform
As part of a longstanding collaboration with supranational institutions to promote sustainable and green financing, the bank is able to share a platform with clients that connects potential buyers with suppliers of green technologies, which have been pre-approved as eligible under EBRD financing programs available through local partner institutions.
Green technologies provide long-term financial and environmental benefits that enhance company resilience. Buyers of these technologies can make informed purchasing decisions and gain easier access to financial resources.
Technology suppliers can increase the visibility of their products among potential buyers ready to invest, and financial institutions can help clients become more resilient during energy-related and climate change events.