Raiffeisen Bank credit lines
Go Digital in the Western Balkans Programme
The funds from the EBRD Go Digital in the Western Balkans Programme can be used for investments in automation and digitalization projects.
Financial benefits are paid to the client upon successful project verification, with funding provided by the European Union. The funds from the EBRD Go Digital in the Western Balkans Programme are limited, and the offer is valid until the funds from the credit line are exhausted.
Loan amount: up to 1 million EUR, or 1,955,830.00 BAM
Repayment period: from 18 months to 84 months.
Loans from the EBRD "Go Digital in the Western Balkans Programme" are intended for financing:
- Software, smart/connected infrastructure, connected hardware, and machines or devices that generate data.
- Investments in technologies and/or services that digitally process data, have a level of technological readiness, and contribute to business (drive sales and increase market access, simplify operations, etc.).
The eligibility assessment of investments is conducted by EBRD partner consultants during the implementation of the "Go Digital in the Western Balkans Programme" credit line based on the submitted documentation. Only costs (excluding VAT) incurred after the date of the Loan Agreement will be considered eligible investments.
Loans from the EBRD "Go Digital in the Western Balkans Programme" are intended for financing:
- Software, smart/connected infrastructure, connected hardware, and machines or devices that generate data.
- Investments in technologies and/or services that digitally process data, have a level of technological readiness, and contribute to business (drive sales and increase market access, simplify operations, etc.).
The eligibility assessment of investments is conducted by EBRD partner consultants during the implementation of the "Go Digital in the Western Balkans Programme" credit line based on the submitted documentation. Only costs (excluding VAT) incurred after the date of the Loan Agreement will be considered eligible investments.
SME Go Green
Funds from the EBRD SME Go Green credit line can be used for investment projects primarily aimed at improving compliance with one or more EU directives in environmental protection, occupational safety, and product quality and safety.
Financial benefits are paid to the client upon successful project verification, and the funds are provided by the European Union.
Funds from the SME Go Green line are limited, and the offer is valid until the credit line funds are exhausted.
The maximum loan amount available from the SME Go Green line is up to 1 million EUR or 1,955,830.00 KM.
Repayment period: from 18 months to 84 months.
Funds from the EBRD SME Go Green credit line can be used for investments in:
industrial premises, equipment, software, improvement of enterprise management systems, and/or general upgrades,
with the primary goal of improving compliance with one or more EU directives in environmental protection, occupational safety, and product quality and safety.
The eligibility assessment of the investment is conducted by EBRD partner consultants based on the submitted documentation during the implementation of the EBRD SME Go Green credit line.
Every project successfully verified by the Consultants as successfully implemented or completed by 10/2026 will qualify for an incentive payment of up to 15% of the approved loan amount, excluding any VAT.